To analyse data in response to identified business queries and to monitor identified business processes and scorecards in respect of collectionsJob Title: Decision Analyst
Location: Midrand
Education: Bachelors Degree or Equivalent
Level of Experience: 3 - 4 Years
Job Type: Permanent

Job Description:
•To analyse data in response to identified business queries and to monitor identified business processes and scorecards in respect of collections

Preferred Minimum Education
•B Com with stats or computer science or BSc

Preferred Minimum Experience
•3 to 4 years’ experience in data mining and predictive modelling

Critical Competencies
Understanding and knowledge of
•JMP
•SQL, SAS
•Analytical skills
•Attention to detail
•MS Office skills
•Process management
•Report writing skills
•Presentation skills
•Statistical methods
•Liaison skills
•Project management skills
•Statistical modelling skills
•Mentoring skills
•Coaching skills

Additional Competencies
•Communication skills (verbal and written)
•Deadline driven

Behavioural Attributes
•Initiative
•Numeracy
•Confidentiality
•Results orientated
•Adaptability
•Self motivated
•Responsible
•Team player
•Stress tolerance
•High performer

Special Requirements
•The candidate is expected to have Higher Grade mathematics in Grade 12 and obtained an A (80% +) for mathematics in the final Grade 12 exam

Key Result Areas
Data preparation
•Retrieve data from identified data sources (SQL, Netezza, SAS)
•Validate, clean and filter data against identified criteria
•Package data into correct format for further analysis or delivery
•Create data sets as required for ad hoc analysis

Analysis and Reporting
•Analyse data and verify results in terms of requested information by applying suitable standard and advanced univariate and multivariate statistical techniques
•Document process followed to determine findings from data retrieval to final outcomes
•Prepare a written report of findings for distribution to direct manager for final approval
•Prepare presentation for feedback to Exco or identified stakeholders
•Communicate findings to relevant stakeholders in order to adopt recommendations

Statistical Model Building
•Develop and maintain an understanding of relevant business processes
•Review current processes for business opportunities by means of appropriate statistical models
•Build statistical models to drive business strategies
•Understand and interpret specifications of the model from the business by liaising with different stakeholders
•Prepare a project plan in terms of requirements for completion of model
•Prepare and analyse data
•Develop a descriptive or predictive mathematical or statistical model making use of available statistical tools
•Validate the model in terms of requirements
•Communicate the models performance (verbal and written) to relevant stakeholders
•Prepare a presentation of results for presentation to Exco or identified stakeholders for final approval
•Document specifications and process of model roll out working with Strategy Manager and bureau for deployment
•Test and validate functionality of the implementation of the model in terms of requirements
•Assist in regression analysis by creating new score cards
•Review current modelling methodologies in respect to international best practices

Scorecard Monitoring
•Monitor scorecards to determine predictive power is maintained on an ongoing basis
•Analyse data in respect of scorecards where outcomes are not in line with expectations to identify causes for variances
•Identify and recommend suitable solutions in writing with evidence of the identified problem
•Implement approved solution in terms of recommendation

Mentoring and Training
•Assist team members with new tasks in respect of unfamiliar aspects of the job
•Train team members in respect of technical aspects and business aspect of the job as well as for succession planning

Change Management
•Write appropriate specifications need to implement change process or recommendation after obtaining necessary approval from Credit committee
•Oversee the changes to be done in consultation with Business Analysts
•Test and validate functionality of the implementation process
•Obtain final sign of implementation
•Maintain complete documentation of any follow up changes