Our client based in Cape Town islooking for a Senior Business Analyst to package the credit submission documents for CreditCommittees on behalf of the business origination team. Act as consolidator of inputs from teammembers in the development of the business case for loan applications – inclusive of working on ateam-basis with members of the Origination team in the Provincial OfficeMain Purpose of the Job            

To package the credit submission documents for Credit Committees on behalf of thebusiness origination team.



To act as consolidator of inputs from teammembers in the development of the business case for loan applications – inclusive of workingon a team-basis with members of the Origination team in the Provincial Office and the CreditAnalysts in Head Office.

Financial Modelling, Analysis & Deal structuring

To provide recommendations on the viability of the loan application based on analysisand interpretation of, amongst others:



The business case

Financial statements – inclusive of cash flow projections

RiskConsiderations and Mitigation thereof

Security and Collateral

Development, Social and Environmental Impact considerations



Toprovide a first level quality assurance function on the applicable policies and procedures relatedto the transaction under consideration.


 
Key Performance Areas              
Assessment, motivation, and packaging of creditapplications

Stakeholder Relationship Management

Compliance andRisk Management

 
Preferred Minimum Education and Experience

NQFLevel 5: or Relevant three year qualification



BTech in Credit or RiskManagement,

Undergraduate Degree in Commercial / Business Sciences / RiskManagement / Investment Management



Post qualification experience whichwill typically include the following



3 - 5 years working experience asa Credit Analyst, or relevant credit / lending assessment experience in a commercial or corporatebanking environment

Experience in a Financial Services Lending environment

Relationship management experience in a customer facing environment - within anagricultural environment an advantage


 
Critical Competencies  

Microsoft Office Knowledge / Experience of financial and business analysis – including theapplication of analysis tools and systems.

Lending / Credit AssessmentPrinciples

Financial and Business Acumen

Customer ServicePrinciples

Accounting Principles

Written and VerbalCommunication Skills


 AdditionalRequirements            

Extended hours as and when required

Valid driver’s license

Travel as and when required